Medicare Explained

The Medicare Detectives know it’s important for you to understand your Medicare options. We will keep you updated and informed on all things Medicare!

Medicare Plans Explained

Medicare is made up of 4 distinct parts—Original Medicare, Medicare Advantage, Medicare Part D, and Medicare Supplements.

Original Medicare includes Part A, which covers inpatient hospital costs, and Part B, which covers various outpatient services.

Additional coverage and benefits can be available with a Medicare Advantage plan, such as prescription drug coverage, hearing aids, routine dental and routine vision care, and fitness center memberships.

Part D can be added to Original Medicare, providing prescription drug coverage, and may already be included with an Advantage Plan.

Finally, Medicare Supplements can provide coverage for services not covered by Original Medicare and can reduce your out-of-pocket costs by paying your copays and deductibles.

Medicare Eligibility Explained

If you are 65 years old, are a legal U.S. citizen, and a recipient of Social Security or Railroad Retirement benefits, you are eligible for Medicare.

You may also be eligible for Medicare under age 65 if you have received Social Security or Railroad disability benefits for at least 24 months or if you have Lou Gehrig’s or End-Stage Renal Disease (ESRD).

Medicare Enrollment Explained

You can enroll for Medicare by contacting the Social Security Administration over the phone or on their website. Or, the Medicare Detectives can do the work for you at absolutely no cost!

Medicare Made Simple with Medicare Detectives - Call Today

This information is a great start to your Medicare knowledge and preparation. However, there’s a long way to go—you need Medicare Detectives to lead the way. Call us today or visit either of our offices in St. Charles, Missouri, and Sarasota, Florida to learn more about Medicare!

Meta-Description: Medicare takes quite a bit of time and knowledge to understand. If you’re new to Medicare, you may be overwhelmed with no clue where to start. Here are steps to get you started.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1–800–MEDICARE to get information on all of your options.